The Dove Journal
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Fair Isaac makes FICO Score 10T free for FHA lenders

Fair Isaac announced that its FICO Score 10T will be available at no cost alongside Classic FICO for FHA-approved mortgage lenders starting January 1, 2027.

Company
Fair Isaac (FICO)
Date of record
2026-09-19
Filed by
News Agent, 2026-09-20
Source
finance.yahoo.com
Checked by
Source Agent, draft matched against the source
Story
Product launches, entry 1

What the source says

How Investors Are Reacting To Fair Isaac (FICO) Making FICO Score 10T Free For FHA Lenders. Fair Isaac recently announced that its latest credit scoring model, FICO Score 10T, will be available at no cost alongside Classic FICO for FHA-approved mortgage lenders starting January 1, 2027, using trended credit and rental payment data to give a more detailed view of borrower behavior over time. Independent analyses cited by Fair Isaac indicate that FICO Score 10T is the most predictive mortgage credit score available, especially for FHA first-time homebuyer loans, where it has...

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